On numerous occasions I’ve written about the multitude of credit cards that are great for earning travel or cash rewards, but of them all, if I had to keep only one, it would be the Starwood Preferred Guest (SPG) American Express card. There are 2 versions of this card, Business & Personal, which are similar in nearly every way except for two known added benefits that the business card has (one and two – see #2 below). (I use both cards)
Here are my top 4 reasons for why this should be the #1 card in your wallet:
- Starpoints are more valuable than all other credit card points. Redemption of Starpoints is easy at any of Starwood’s hotels globally, but even more importantly, they are transferable to 30+ international airlines at a 1:1 ratio but with a bonus: for every 20k points transferred to an airline, AMEX kicks in another 5k points. That’s a 25% bonus just for transferring points! For flights that require 50k miles, you’ll only need 40k Starpoints!
- You’ll receive Gold SPG status, if you spend $30k/year on your SPG Personal Card, or automatically on your SPG Business Card.
- The SPG program is amazing, and the hotel chain always looks for ways to please their customers. I’ve stayed in SPG properties around the US and in 5 countries, always receiving top notch customer service and often upgrades.
- The card is backed by American Express, which has the best consumer protection benefits of any credit card. I detail those benefits in this post, but I definitely take advantage of a few of these benefits every year.
There are many more reasons to love the SPG AMEX including being able to take advantage of SPG bonuses and AMEX Offers (like Small Business Saturday), or that new applicants to the card receive 25,000 Starpoints after spending $5000 within the first 3 months, but these four reasons alone are enough for me to recommend this card to all of my friends & colleagues.
Would love to hear what benefits you’ve taken advantage of through either SPG or AMEX in the comments below.
APPLY for the Personal SPG American Express Card
APPLY for the Business SPG American Express Card
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Never mind the fact that you say you have four reasons, but then have five bullet points… The fact is bullet point number two is incorrect.
The 5th bullet was an editing error (fixed), but nice catch on #2. I looked it up and edited it. Thanks.